ChexSystems FAQ
How long will I be listed in ChexSystems?
5 years.
Do banks from other states check your ChexSystems record?
If you moved from one state to another, and wondering whether a bank will check ChexSystems, the answer is yes. ChexSystems is a nationwide system, so if your name shows up in the database, it will be available to any member bank.
Does a ChexSystems report contain any positive information?
No, ChexSystems reports only contain negative information about someone. A ChexSystems report may however, include a consumer statement describing their situation, much like a credit report. So, in other words, someone with a good banking history will not appear in ChexSystems.
Can I get my name removed from ChexSystems?
Yes, but it’s not easy. There are 2 situations when it is possible to get your name legally removed. One, if the reporting bank requests the removal of your name. Or two, if ChexSystems violates the law.
