Chex Account

ChexSystems Solutions & Second Chance Checking Accounts

ChexSystems Solutions

Stuck in ChexSystems?  Tired of throwing away your money on check cashing fees and money orders?  Would you like ATM access to your cash whenever you want?  Or, how about being able to use a debit card at any merchant location that accepts Visa or MasterCard?  If you answered “yes” to any of these questions, then you’ve come to the right place.

We know how it feels to be blacklisted by ChexSystems.  We understand the frustations of being turned down for a new bank account everytime you walk in to a branch.  Not only that, it’s not always safe to carry around large amounts of cash in your wallet.  Also, there are times when you don’t have enough cash to make a purchase at the gas station, restaurant or store - in which case, you can use an ATM or debit card.  Doing simple everyday chores become nightmares, not to mention all the other problems that are associated with ChexSystems.  So, what’s the solution?

Here are the 4 options to overcoming ChexSystems:

  • Find a Non-ChexSystems Bank.
  • Apply for a Prepaid Debit Card.
  • Apply for a Second Chance Checking Account.
  • Dispute ChexSystems.

Not everyone qualifies for each option, so make sure to understand the requirements.