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ChexSystems Solutions - Second Chance Checking Banks

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Solutions to ChexSystems

There are 4 solutions to ChexSystems.  Here they are: Non-ChexSystems Banks Going with a Non-Chexsystems Bank may be the most popular method of overcoming ChexSystems. Non-ChexSystems Banks do not use ChexSystems to verify new bank accounts, so approval is usually based on some other criteria, such as credit history or Telecheck. Unfortunately, most people who […]

Why Banks Use ChexSystems

Banks are in business to make money, not lose money which is why they rely heavily on ChexSystems reporting.  That said, if you default on a bank account with overdrafts or other unpaid fees (regardless of the cause or situations that led to this) you will likely wind up on the dreaded list of ChexSystems. […]

Common Misspellings of ChexSystems

Having been in this industry for a while now, I have seen some of the misspelled variations of the word “ChexSystems.”  Here are they are. Legit words: Chex Systems Inc. – the name of the company ChexSystems – the name of the service Misspelled variations: Chex System ChexSystem Chexs Systems Chexs System Chexx Systems Chexx System CheckSystems […]

AccountNow Prepaid MasterCard Card

The AccountNow Prepaid Visa Card is one of many options you have if you are trying to build your credit rating or re-build your credit. If your credit has been dealt some nasty blows and you need to restore it then do so with the AccountNow Prepaid Visa Card. If you are looking to achieve […]

Wired Plastic Visa Prepaid Card

The Wired Plastic Visa Prepaid Card involves no credit check, no specific income requirements and no bank account requirements. It is accepted everywhere that Visa debit cards are accepted which is many places the world over! A simple process is all that is required to apply for the Wired Plastic Visa Prepaid Card. All you […]

Silver Prepaid MasterCard

The SilverCard Prepaid MasterCard is not the same as the standard MasterCard. It is a credit card that comes with a low fee and is accepted at all establishments that accept debit MasterCard. There is no credit checks involved which means that approval for this credit card is 100 percent guaranteed. There is no activation […]

Vision Premier® Visa® Prepaid Card

No credit check, no debt, no interest, no overdraft fees Free unlimited purchases – signature and PIN Free customer service Free Direct Deposit: Get paychecks, benefits and tax refunds faster Free PayFit Credit Builder – Pay bills and build credit for free Free text and email alerts and online access to track spending Safer than […]

Millennium Advantage Pre-Paid Mastercard

The Millennium Advantage Pre-Paid MasterCard is available through the Millennium Bank and by way of CreditCardAssist.com. It is a prepaid debit card that was developed to help those individuals who may have tried but failed to be approved for a standard unsecured credit card. It is also an excellent choice for those who simply prefer […]

BuyRIGHT Prepaid MasterCard

The BuyRIGHT Prepaid MasterCard is the right choice of card for those who have poor credit, no credit or for those who prefer the convenience of using a prepaid card as opposed to a credit card. With the BuyRIGHT Prepaid MasterCard you can manage your money easily and loading money onto the card is very […]

RushCard Prepaid Visa

The RushCard Prepaid Visa is a debit card. The fact that it is a debit card means that you can only spend as much money as you put onto the card. This is good news because it means that you never pay any interest and you will never overdraw on your account. The RushCard is […]