Chex Account

Dealing with ChexSystems can make you feel powerless. After all, this is the company that has been keeping you from opening a bank account, causing all sorts of aggravation for you, and continuing to do so for the next five years. But, even though it may feel like it, ChexSystems does not have unlimited power. […]

If you have gone through the bankruptcy process, you may have been able to erase most of your debts.  However, you may not be able to clear up all of your banking problems.  In fact, a bankruptcy discharge does not get you out of the ChexSystems database. What is ChexSystems? It is a national database […]

The NetSpend MasterCard Prepaid Card is an easier and a smarter means of paying for the items that you want or need to purchase. It is better than a conventional checking account or a credit card. The NetSpend Corporation is in the business of empowering consumers and making it a simpler process for them to […]

The NetSpend Visa Prepaid Debit Card is an option worth considering for those who have experienced credit problems or banking problems that have resulted in them not being approved for either a checking account or a credit card. This prepaid Visa card is easy to use, very basic to understand and the best news of […]

Credit card applicants are aware of credit bureaus and the “FICO” scores that impact their ability to obtain credit cards and the interest rates available to the individual, etc.  Consumers have less understanding of and visibility into the mechanism used by “ChexSystems”, the organization that provides account-holder reliability data to banks, savings and loans, and […]

If you have experienced problems in the past with your checking account then you should explore what is available to you when it comes to 2nd chance bank accounts. These bank accounts as they state offer you a second chance and will help to restore your privileges regarding check writing. Who are 2nd chance bank […]

The Mango prepaid card offers you a fresh and innovative way to manage your money. It is a basic card that offers flexibility and security to all of its cardholders. There are no hidden fees or overdraft fees to worry about which makes it a prepaid card that is just about perfect! If you expect […]

1.  Because ChexSystems is a CRA, everyone who has had a bank account gets reported to them. False.  Only accounts with negative banking histories get reported to ChexSystems. 2.  ChexSystems records are held for 7 years or more. False.  Unlike the credit bureaus, ChexSystems records are removed after 5 years.  If you are certain that […]

The PEX Visa prepaid card for business is the perfect card for getting funds to your employees right away in order that they can make necessary purchases for your business. It has so much to offer your business and the staff members that you have hired to help in the running of your company. The […]

If you are looking for a debit card then you have plenty to choose from. In selecting the one that is most suitable for you it is important to consider your own unique financial situation, the lifestyle you live, your saving habits and your spending habits. One such card worth looking closer at is the […]