Comments on: Free List of Non ChexSystems Banks

By: shan

shan — Fri, 27 Jan 2012 20:48:05 +0000

ing direct need to be removed from the above list as ing direct closes accounts after opening or denies while opening

By: Shan

Shan — Tue, 24 Jan 2012 15:34:28 +0000

Now it is time for me to find a FREE checking account with no restrictions, being on chex system and with bad credit. If any one does know anything about such banks please post

By: Lea

Lea — Thu, 19 Jan 2012 14:07:56 +0000

That’s wonderful!!

By: SUNNY

SUNNY — Thu, 19 Jan 2012 03:32:19 +0000

Just to let you guys know of two more banks that I’M SURE do not use ChexSystems as I have two accounts that have been in Chex since 08. The first one is a credit union in PA called PSECU. This credit union you kind of have to be a “resident” or go to school in order to qualify. You can always just choose a school on the list (start typing and see what comes up) and say you attend that school. They don’t verify The other bank is USAA. GREAT BANK! ANYONE can apply for the checking account and not military only. Many benefits are not available with the checking account if you are NOT military but they still have great features!! Love this bank so far!

I know how hard I was searching for a fresh start with a new bank after being placed in ChexSystems so I do what I can to spread the word

By: Debra

Debra — Wed, 18 Jan 2012 04:09:40 +0000

Thanks for your reply,

I went to Valley National Bank and they advised me to go to BOA and find out
what I can do to be removed so I called them and to my surprise I didnt owe them much and once paid I will be removed from the system. My grandsons parents unfortunately are not stable enough finacially to open and manage a savings for him and I dont want too much time to go by without someone getting him started on saving money. I have had an checking and savings account in good standing for the
past 5 years, unfortunately the account I had with BOA was closed after I took sick and was out of work for a year and some automatic debits started coming in and the funds was not available. I never contacted them to find out if I was in the clear but I did apply for accounts with HBC bank and have had these accounts for the last 5 years so Im guessing either I got lucky or they do not use Chexsystems. But the good thing is In a week or two I will be paying off that account, it was the only thing blocking me from getting his accounts open. Again thanks for your sincere reply.

By: shaan

shaan — Sun, 15 Jan 2012 12:56:48 +0000

No I have not opened a checking account with USAA. But I called their CSR and asked all doubts. Here you got to know few things for USAA. 1) Yes USAA opens checking account for the people who are in chex system. 2) If you are not a federal agent or not in military you can not use their deposit@mobile, deposit@home features. 3)they accept deposits at UPS stores. But that doesnt mean all UPS stores accepts it. only the participating UPS stores you can deposit. so you need to find out the nearest UPS store to you is participating with USAA bank or not. UPS store deposits are not accepting cash.

By: my opinion

my opinion — Sun, 15 Jan 2012 12:14:52 +0000

If you are on chex system then it is not good to co sign for your grandson. it would be a bad start for him. most of the banks would not mind opening a cd , money market or savings account being on chex system. before going to open just call the customer service or stop by the branch and clarify all doubts before giving them the SSN

By: Zach

Zach — Sun, 15 Jan 2012 08:32:51 +0000

I have a couple items in Chex Systems, and I was able to successfully open a USAA checking account (civilian) a few weeks ago. Direct deposit just kicked in this week. I haven’t ordered any checks yet; I was feeling a bit apprehensive about it just in case that was the one thing that got my account closed, but I saw someone else post that they ordered checks with no problem. Honestly, I can’t imagine what I would do with the checks since my wife and I both set up direct deposit already without them, so I may not order them at all. I plan to apply for one of their credit cards after we get our tax return next month. Hopefully I won’t end up with a secured line, but if I do it’s no big deal. I don’t mind the lack of branches. Their customer service has been pretty awesome and consistent so far (I called twice: once to confirm debit cards had been mailed, and another time to verify a transaction that I didn’t see go through in my history), mobile app is easy to use, and no fees (even for ATMs) is a definite perk.

By: debra

debra — Sun, 15 Jan 2012 00:32:02 +0000

Hi
anyone know a bank in NJ that dont use chexsystem want to open a
savings account for my grandson

By: Dustin

Dustin — Sat, 14 Jan 2012 02:33:25 +0000

I was also able to open a checking account with Citi Bank