Comments on: Free List of Non ChexSystems Banks

By: Quin

Quin — Fri, 23 Jul 2010 15:16:25 +0000

absolutlely!!!!! Bank of America uses chex-Systems…

By: DeAnne

DeAnne — Mon, 19 Jul 2010 15:52:08 +0000

I managed to get one w/ WoodForest & not the 2nd chance Banking. However now they have started charging customers $5.95 a month if your account falls below $100.00.

By: Sandra

Sandra — Sun, 18 Jul 2010 15:13:14 +0000

jamel,
no I didn’t request my report yet, because I just don’t know I am really unsure because as I said I don’t want to throw any red flags and besides I have never been told that I was in their database anyway. And I do know that my bank uses them because I asked EWS not Suntrust. I just don’t know but I’ll keep you posted. Let me know what you decide. I did read on here somewhere where someone said don’t give EWS voluntary info, such as your employers name and phone number or even your bank account information, be very careful as to the information you give them. Read the post on here where the lady tells you the difference in EWS and chexsystems which she says chexsystems is goverment regulated, idk.

By: Rena

Rena — Sun, 18 Jul 2010 03:45:56 +0000

Chexsystems is under the FTC, a government agency. Chexsystems has to comply with rules and regulation. EWS is not government controlled and does whatever pleases them. Chexsystems has to follow rules and if you have paid off what you own, or you can provide evidence that a fraud allegation is not true, you may get off chexsystems. EWS really deosn’t mean much. I would not pay much attention to them.

By: Jamel

Jamel — Sun, 18 Jul 2010 03:10:46 +0000

Sandra,
Yeah I totally understand where you’re coming from. Did you actually send out for the copy of your report from EWS yet?

By: Sandra

Sandra — Sat, 17 Jul 2010 22:12:34 +0000

Jamel,
I am kind of scared because I don’t want it to throw a red flag to Suntrust who I just got my account with thanks to this website, so what do you think?

By: Jamel

Jamel — Sat, 17 Jul 2010 21:02:10 +0000

Thanks Sandra ! When you finally figure whether or not you’re on EWS could you let me know as well?

By: Sandra

Sandra — Fri, 16 Jul 2010 22:24:58 +0000

I never answere your question if I am on EWS, actually I am not sure I haven’t ever recieved anything from them but called the other day to get a copy of my report.

By: Sandra

Sandra — Fri, 16 Jul 2010 21:44:14 +0000

If you have a woodforest bank in a local walmart, try them they will definitely opened you an account, just as long as you haven’t had an account that wasn’t paid with them before.

By: Sandra

Sandra — Fri, 16 Jul 2010 21:42:56 +0000

did you even try suntrust, just try it doesn’t hurt make sure you apply online.