Comments on: ChexSystems Complaints

By: tracey

tracey — Sat, 14 Jul 2012 23:52:32 +0000

how do i get chex system to take a bill off my 9 year old daughters name

By: Auth

Auth — Thu, 24 May 2012 03:41:53 +0000

All of the previous asnwers are correct, but I would add, why haven’t you tried to right this wrong before this? If your credit was stolen, why didn’t you make it your business to work at clearing you credit, didn’t you know that this would potentially bite you in the butt at a later date?Now for the matter at hand, as previously advised there are banks out there that don’t use chexsystem, so call around.And then I would make it my business to clear my name immediately, before it cause more damage, or you are denied credit for something you really really want.Also, I don’t know how old you are, but I don’t know how long this information stays on checksystem, but anyway since it’s not yours you should get it cleared. On your credit bureau reports negative credit information stays on for 7 years of the date of last activity.So, tommorow line up some banks that don’t use checksystems and go for it, you might even get a gift from the bank for opening the new account. I suggest you call around, and just ask what it takes to open an account, and then ask them if they have any promotions for opening an account with direct deposit. If so, get the necessary information and documentation from your job, and start the process with your new bank. Good luck>>>>>>>>>>>>>>>>>

By: bobby

bobby — Sun, 27 Mar 2011 14:17:14 +0000

i need to know if anyone know what happen to people when the bank gonna close your account do to nsf but i paid the bank already in full i think they gonna report me chexsystem anyway please help

By: mathieuj

mathieuj — Sun, 20 Mar 2011 16:38:21 +0000

Carl,
That’s wonderful news about Regions Bank. I’ve seen them on some of the non ChexSystems banks, along with Wachovia and Sun Trust, but the last two DO use ChexSystems. I have opened a number of accounts, and had them closed 2-3 days later.

I’m battling a Fraud attack on my Bank of America Account which was closed on me. The word is fraud seems to make every bank run! If you don’t mind telling me, what reason were you reported to ChexSystems? You can send a reply to my private email if you can see it here. Please reply either way.

Thank you.
mathieuj

By: CARL

CARL — Wed, 16 Mar 2011 13:50:51 +0000

HI ERICK I WAS ALSO RECORDED IN THE CHEXSYSTEMS AND I TRY TO OPEN AN ACCOUNT, FINALLY I FOUND ON IT IS REGIONS ON LINE THEY ARE GOOD TRY IT NON-CHEXSYSTEMS, BUT YOU MUST BE A USA CITIZEN TO OPEN ONLINE AND THE BEST PART OF IT IS THAT THEY GIVE YOU THE ACCOUNT RIGHT AWAY
GOOD LUCK

By: admin

admin — Tue, 08 Mar 2011 21:48:05 +0000

Hi Erik,

Unfortunately, even if you paid what is owed to the bank, your name will still remain in ChexSystems for 5 years. It’s how their system works.

Once you’ve paid what you owe, your bank should add a statement on your ChexSystems report saying that the debt was paid off.

If you’re trying to remove your name from ChexSystems, you can either speak to the branch manager of your bank, or file a dispute with ChexSystems. It won’t hurt to try either option, but the odds are against you.

If you have no luck with these options, check out the other solutions to ChexSystems, such as Second Chance Checking or Non-ChexSystems Banks.

By: erik tran q

erik tran q — Tue, 08 Mar 2011 21:33:20 +0000

I already pay what i owed to Bank of America, but they still have my name on chexsystems. I still can’t open a checking account. Can you pleases tell me what I have to do to clear my name from chexsystems. thank you