Comments on: Ask for Advice

By: Bullock

Bullock — Thu, 20 Dec 2012 16:34:10 +0000

All I need is to speak to someone about who is holding me up. Meaning why can’t I open another account

By: pamelaholmes

pamelaholmes — Tue, 20 Nov 2012 07:40:43 +0000

can i start a checking account by charging the amount i want to deposit off of my visa card

By: Deeona

Deeona — Thu, 29 Mar 2012 22:36:12 +0000

I was reported to CS by my bank in 2004 for circumstances beyond my control. It’s been almost eight years and I still don’t have a bank account because I fear ruining my chances for longer by trying and being denied. How do I find out if I’m still listed without risking a new ping about an old and hopefully forgotten matter? Is it ever 100% safe to try again without restarting the clock?

By: Alex

Alex — Tue, 27 Mar 2012 08:01:18 +0000

I have a question. I was reported by BOA for fradualent activity bc a vendor deposited a 5k chk into my acct that bounced and overdrew the acct. At this time i was going through a business parntership split and wasnt able to cover the balance. They closed my acct and sent it to chexsystems. I paid it off a couple months later and tried to reopen a BOA account in a different state (thats where i was living at the time). I opened it but it was automatically shutdown 3 weeks after bc of that one situation. What advice can you give me to clear this matter? I have a paid in full letter thats about it.

By: Ari

Ari — Fri, 23 Mar 2012 21:15:58 +0000

Hi there,

US Bank reported me to Chexsystems five years ago. Yesterday was the exact five year date and it was supposed to fall off. I called Chexsystems this morning to verify and the rep told me that yes, it fell off last night at midnight. She also told me my record is now cleared.

I then went and tried to open a checking account and the woman at the bank told me that Chexsystems denied me because of that US Bank problem.

So my question is…is there a delay or something? Does it take a couple days from the point of the record falling off at Chexsystems and the bank seeing it?

Thanks!!

By: Problems

Problems — Wed, 07 Mar 2012 17:38:48 +0000

I tried contacting original bank. Not sure if any body follows these posts or not but their is evidence on both the Credit Debit report, and from the original bank that filed the complaint or whatever it is that I owe nothing. But the manager of the original bank tells me that I still cannot do anything to get off of chexsystems. So I owe nothing, paid it all of years ago, but still cannot get a bank account for a couple MORE years. Can you explain why admin?

By: ILAN

ILAN — Tue, 06 Dec 2011 23:53:41 +0000

I WAS A REAL VICTIM OF FRAUD,
BANK OF AMERICA, SUSPENDED MY ACCOUNT,
TOOK MY MONEY, AND SEND ME DEBT WITH A THREAT TO REPORT TO CHEX SYSTEM,
I AM LOOKING FOR A REAL SOLUTION,
I HEARD MANY ISSUES WITH BOA, DID NOT THINK THAT THIS IS THE ATTITUDE,
PLEASE ADVISE.

By: Christiana

Christiana — Thu, 08 Sep 2011 01:50:39 +0000

I was so confused about what to buy, but this makes it undestradnalbe.

By: Richard

Richard — Tue, 23 Aug 2011 01:40:40 +0000

I just recently discovered that I have been in Chexsystems since April 2007. That being said, I contacted my original financial institution and paid-off all of the monies owed them. Is there any way that I can now get out of Chexsystems? Where do I start? It would be nice to have convenient buying power again. Thanks for your help.

By: tim

tim — Fri, 19 Aug 2011 22:53:05 +0000